Should we use travelers check? ATMs?

Question: We will visit Vietnam in February and we are wondering the best way to pay for anything. Should we use travelers checks? ATMs?

Answer: Travelers checks are generally not recommended in Vietnam as they can be cumbersome and are rarely accepted at businesses. The most effective and convenient way to obtain cash is to use a bank card or a credit card at ATMs. As of 2025, ATMs are widely available throughout the country, including in rural areas and tourist destinations. Be aware that some ATMs may charge a fee for international transactions. Another option is to bring cash in the form of US dollars or euros, which can be easily exchanged at local banks or currency exchange services. However, always remain cautious of your surroundings to avoid pickpockets and bag snatchers, especially in crowded areas. For day-to-day purchases, many places now accept digital payments, so consider using mobile payment apps as well for added convenience.